If two or more money trees are planted during the same day, only one will bloom, so it is wise to plant money trees on different days. This is because despite the money tree's chance to bloom, which varies upon how many Bells are initially buried, the expected return will never exceed the amount invested. It is more akin to gambling at a casino-if someone plays long enough, they are more likely to lose. Unfortunately, money trees are not statistically profitable. The maximum amount of Bells any tree may produce is 90,000, and it will bloom only once, meaning that it is detrimental to bury an amount exceeding 90,000 Bells. The likelihood of a tree blooming is dependent on the amount of Bells buried. Money Tree Probability (Pre-New Horizons)īecause of the 90,000 Bell cap, planting money trees is not long-term profitable no matter how many Bells the player invests into the ground. The player should always plant 10,000 bells, for not only a better profit but a more guaranteed one. Planting 10,000 bells is always a 20,000 bell profit. However, the expected profit from planting 30,000 bells is an 18,000 bell profit per tree. This ensures that they have zero loss when they only harvest 30,000 bells back from the tree. Some sources tell players to plant 30,000 bells daily. This is a profit of 7,300,000 bells a 200% profit with a guaranteed daily profit of 20,000 bells. They then will have a 100% chance of getting 3x 10,000 bells every tree for a guaranteed harvest of 10,950,000 bells. If the player plants 10,000 bells in every glowing spot every day they will have planted 3,650,000 bells. Statistically, with 30% of the trees being 297,000 bells, and 70% being 30,000 bells, you can theoretically expect to harvest 40,186,500 bells from money trees for a profit of 4,051,500 bells an 11.21% profit with an average daily profit of 11,100 bells. If the player plants 99,000 bells in every glowing spot every day for a year, they will have planted a total of 36,135,000 bells. Planting more bells will yield greater revenue, but a lower overall profit. Simulated annual revenue and profit percent for amounts between 10,000 and 99,000 bells, each point averaged over 50 years. There is no pattern whatsoever to when you will get the original investment back or the 'capped' investment. The game decides this the moment the money is buried in the glowing spot.If the player buries 10,000-99,000 bells, there is a 70% chance of 3x 10,000 bells and a 30% chance of 3x the amount buried.If the player plants 2,000-9,000 bells, there is a 70% chance of 3x 1000 bells and a 30% chance of 3x the amount buried.If the player plants 100-1000 bells, they will always get a tree with 3x 1000 bells.In New Horizons, one shining spot appears per day, granting the player both 1,000 Bells and one opportunity to plant a Bell tree. If the player buries 10,000 bells, they are guaranteed to get 30,000. The expected return on investment for any amount of bells buried. 2 Money Tree Probability (Pre-New Horizons).
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